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Avoiding Credit Repair Scams – Know the Signs
Struggling with bad credit can be frustrating and overwhelming. So when a company promises to quickly “fix” or “erase” your credit history for a fee, it may sound too good to pass up. Unfortunately, many of these offers are credit repair scams designed to take your money without actually helping

Protect Yourself from Harassing Debt Collectors: Dealing with Distressing Phone Calls and Taking Action
Receiving constant or aggressive phone calls from debt collectors can be emotionally exhausting, mentally draining, and even frightening. While debt collectors are legally allowed to contact you about unpaid debts, they are not allowed to harass you. Unfortunately, many collectors cross the line, turning a financial matter into a personal

FDCPA Record Keeping Rules
If you’re dealing with debt collectors, one of the most important things you can do to protect yourself is keep accurate records. Under the Fair Debt Collection Practices Act (FDCPA), both consumers and debt collectors have specific responsibilities—and good record keeping can be the key to enforcing your rights.

FDCPA Cease and Desist Letter: Stop Debt Collection Harassment
If you’re receiving constant calls or threatening letters from a debt collector, you’re likely feeling overwhelmed and frustrated. The good news is that under the Fair Debt Collection Practices Act (FDCPA), you have the right to put a stop to debt collection harassment. One powerful tool at your disposal is

How to Stop Debt Collection Harassment
Debt collection is stressful enough without having to deal with harassment. Unfortunately, many debt collectors cross the line and use aggressive, abusive, or even illegal tactics to pressure people into paying. The good news is that you don’t have to tolerate it. You have rights, and there are clear steps

Understanding Debt Collection Harassment
If you’re receiving constant calls, aggressive letters, or threatening messages from debt collectors, you’re not alone. Millions of Americans face debt collection tactics that cross the line from firm to outright harassment. It’s important to know that you have rights, and debt collectors have legal limits. At American Legal Shield,