Tag FTC

What is The Fair Debt Collection Practices Act

Dealing with debt can be overwhelming, especially when debt collectors start calling. Fortunately, there are laws that protect consumers from abusive practices. One of the most important laws in this area is the Fair Debt Collection Practices Act (FDCPA). Enacted in 1977, the FDCPA is designed to eliminate abusive, deceptive, and unfair debt collection practices, while also ensuring that ethical debt collectors can still collect debts fairly.